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What Is The Best Way To Get Finanacing With A Low Credit Score?

late payments has lowered my score due to things out of my control. now I would like to rebuild credit and I also need to make a purchase that will require financing. I do not live above my means, very conservative lifestyle, no cell, cable or creditcard debt. Utilities and housing is my only expenses. what advice to help me get back on my feet? single parent, single income.

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