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Do Credit Unions Carry Out Credict Checks??

Hi just wondering if anyone knows if Credit Unions carry out credit checks. I doubt very much that they do as they are supposed to be there to help people. I applied for a loan on Saturday and i was told that they would carry out a credit check on me?? As far a i was aware this did not happen as most people who have an account with the Credit Union normally cannot obtain credit from their bank, thus they are there to help people by borrowing other members money and the fact they are non profitable. On the application form it clearly states: This application will be subject to a full credit check? I’m not sure if they just say that to frighten you into telling the truth about other debts etc. I have never heard of a credit union saying to anyone sorry its been delined cos you have poor credit or bad debt, duh, thats why im there. Has anyone ever worked in one before cos i know if they do a credit check i anint getting it and it will make them no more different than any other bank

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