Archive for September, 2009

How Many Points Are Deducted From My Credit Score When A Company Checks It?

2 points per credit inquiry if you applied for credit. You can also get your credit score for free withut effecting the score, and your current creditors (Credit card, auto insurance loans etc) regularly do “Soft Pulls” to check your score which do not imapct the score. Although this was not true in the [...]

How To Obtain Free Credit Report From Trans Union?

I tried to obtain a free credit report from TransUnion through AnnualCreditReport.com and when it directs you to the TransUnion site it directs you through a maze of purchase options until you get dumped out without the free report. Then when you go back to the AnnualCreditReport site there is a check mark that [...]

I Need Some Help Which Website Do I Go To To Check Renting An Apartment With No Credit Checks?

Since you are a Yahoo user, why not try:http://realestate.yahoo.com/
Keep in mind that most landlords that own duplexes and four-family buildings do not run formal credit checks. They usually do not spend the money for membership in the credit bureaus. They will have you fill out some kind of application, but their ability to [...]

Is A Credit Check Part Of The Selection Process Of An Rcmp Cadet?

Do Background checks include a Credit Check for an RCMP (Canadian Police) Officer. If there are Landlord’s eviction order, late or non-payments on the report, would this affect an application into RCMP?

Free Background Check?

Is there any website that will actually run a background check for free without me giving any credit card info or anything?

Are There Student Loans That Don’t Do Credit Checks?

ok we’ll I really messed up my first semester at my school leaving me with a very low GPA I’m going back this fall but I’ mnot getting any finical ade due to my low GPA
I’ve been applying for Loans left and right with a co signer (my Grandma who is my Mom also) and [...]

What Is The Best Free Online Parenting Class To Take?

I have decided to take an online parenting class. I was wondering what site would be the most effective. I don’t have a credit card or a checking account so it needs to be one that is free. I have 3 kids between the ages of 5 and 11. Has anyone [...]

If I Have Applied For A Credit Card Online, But Never Activated It, Will This Affect My Credit Score?

I applied for a card, but decided I want a different one. If I never activate the card, and apply and activate a new one, will this have a negative affect on my credit score?
Thanks.

Are There Any Mortgage Lenders Who Doesn’t Do Credit Checks Nor Base Their Approval On Credit Scores?

Most mortgage lenders will base your approval on credit scores. However, there are a handful of lenders that lend based on the equity of your property. These lenders are referred to as “hard-money” lenders.
You can easily do a search on the internet for these types of lenders, however, I do not recommend using [...]

What Are Some Quick Ways To Raise My Credit Score?

I’m 19 y/o and I have three major credit cards. I have a credit score of 708 and I’m trying to get it higher. I recently applied for a loan but I need a co-signer. However everyone I kow has bad credit. How can I raise my score within the next couple months so I [...]